| We consistently evaluate every apartment application in the same manner. A completed application form together with a $30.00 non-refundable application fee per person over eighteen (18) years of age that is not a legal dependent of of another applicant is required.
Income:
Gross monthly income must be at least three times the monthly rent. A Verification of Employment Form must be completed and signed by the current employer. At least two years of employment history will be verified. Tax returns or pay stubs may be required if a relative is the employer or the applicant is self employed or retired. A guarantor must pass the same application and screening process as the applicant, except that we will deduct the guarantor's own housing costs before applying his or her income to our income requirements for the original applicant. The guarantor must also have a perfect credit rating. A guarantor will not be authorized if the original applicant has severe credit flaws. More financial information may be required to approve corporate leases. We will verify all sources of income.
Rental History:
Current and previous landlords will be contacted to verify tenancy, timeliness of rental payments, and other tenancy related issues. We Will check for evictions and recorded landlord complaints. The verification must also confirm that the applicant is a leaseholder. We require a minimum of one (1) year of rental history. The applicant's landlord reference must be favorable. A relative's verification is unacceptable.
Credit History:
A credit history evaluation will be made taking into account payment history, total outstanding balances, and other information supplied on the credit report. If an applicant does not have a social security number, one and one-half months (1 ½) security deposit will be required If the application is accepted. An application that has declared bankruptcy in the past two years will be rejected. Bankruptcies that occurred longer than two years ago may require a higher security deposit if approved.
Criminal Background Check:
A criminal background check will also be completed during the application process.
Security Deposit:
The security deposit is subject to change based on the verification of the above noted criteria. In the event that the above criteria is not met, River Oaks reserves the right to decline an application.
Pet Policy:
Neutered, declawed cats are welcome with a four-cat limit. A cat deposit of $200.00 and a cat fee of $50.00, which is a non-refundable pet deodorization fee, is required per cat. Cat rent is $15.00 per month per cat. Dogs are welcome with a two-dog per apartment limit. A dog security deposit of $400.00 and a dog fee of $50.00 is required per dog. Dog rent is $30.00 per month per dog.
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